Name and Shame UK
We expose the dirty deedsters
Car dealer slithers out of CCJs by applying for IVA
Our correspondent writes ...
I bought a car from Exclusive Cars in Hull, East Yorkshire, which was sold as 'fit for purpose' but turned out to be faulty. I took the garage owner to court and a County Court Judgment (CCJ) was issued against Mr Stephen Johnson (the proprietor) in my favour.
Since then Mr Johnson has never paid a penny.
On the 30th August 2008, he applied for his second IVA (Individual Voluntary Arrangement) to consolidate the £114,000 he owes to me and people like me - this despite the fact that he has already failed to honour a previous IVA agreement.
I feel the government is letting consumers down when corrupt businessmen are allowed to accrue debts through bad business practices and then use government legislation to write off their debts for them. There is something wrong with the IVA system when businessmen can continually and deliberately sell substandard goods and disregard the orders made by the Courts to innocent purchasers.
Editorial comment:
When you have a government as corrupt as ours, it's not entirely surprising to find they protect other crooks. Don't forget crooks have "Human Rights" - the rest of us don't!
Visitors' Comments
I won a County Court Case against Exclusive and it transpired that I was one of many customers who had been ripped of by Mr Johnson.
He secured an IVA with the help of the Government's policy on debt. All the customers who won court cases found their awards consolidated by an IVA company with a promise of 3p for every pound owed.
This was his second IVA for consolidating court orders to repay unhappy customers. He failed to pay his first IVA and the debts were written off and he has done the same again this time.
The IVA company want money from us customers to make Mr Johnson of Exclusive bankrupt. I, probably like many other customers, have already spent thousands trying to get back money for bad cars. I don't have the money to make him bankrupt. Again his IVA will be written off and he can continue to conduct his business unhindered.
Surely the government should have safeguarded against corrupt businessmen using this policy to their advantage. He is laughing all the way to his offshore account and I am broke.
PG, Hull
I too was ripped off by this con merchant in October of 2004. He had a car on his forecourt which I liked the look of so I purchased it from him ... or so I thought. When it came to picking the car up it wasn't there and like an idiot I had already handed over the money. When I told Johnson I wanted my money back he told me that he didn't have it and that the previous owner of the car had taken it back.
I instigated court proceedings in May 2005 and to this day am still owed £1670.00. I have been in touch with the high court enforcement officer for Hull who has been handling this case since June 2005 and he is chasing it up.
I have made some enquiries of my own and to confirm what the previous people have said Johnson does not have an IVA. I was told this by a firm in Chester where he was supposed to have this IVA which started on 29/08/08. They said that the file was closed.
I will not let this matter rest and will be seeking further legal advice to see what can be done to close Johnson down. Only the other Wednesday his name was in the county court judgments page again in the Hull Daily Mail as he had ripped off someone else for £1794.00. This surely cannot be allowed to continue and there should be some justice for decent hard working people who pay their way honestly. The law should not be there to safeguard unscrupulous crooks who should never be in business
LF, Hull
Mr Johnson sold me a unroadworthy car 2 years ago and the MOT was not worth the paper it was written on.
Just to let everybody know he lives in Beverley and has 3 very expensive cars in his garage at home. He has several
more properties as well. He lies to customers and sells rubbish!
Rob Gilling, Hull
|
Please tell us about your experiences -
We value your feedback. If you want to publicise any unjust practises that have affected you,
please use our contact form. If you want to add comments about any of our published articles, use the form below the article. This also gives you the opportunity to cast your vote. |
"Many men stumble across the truth ... but most manage to pick themselves up and continue as if nothing had happened."
Winston S Churchill
[Home] ● [Top of page]
Bookmark this page in Internet Explorer or FireFox!