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Exclusive Cars, Hull



Car dealer slithers out of CCJs by applying for IVA

Our correspondent writes ...

I bought a car from Exclusive Cars in Hull, East Yorkshire, which was sold as 'fit for purpose' but turned out to be faulty. I took the garage owner to court and a County Court Judgment (CCJ) was issued against Mr Stephen Johnson (the proprietor) in my favour.

Since then Mr Johnson has never paid a penny.

On the 30th August 2008, he applied for his second IVA (Individual Voluntary Arrangement) to consolidate the £114,000 he owes to me and people like me - this despite the fact that he has already failed to honour a previous IVA agreement.

I feel the government is letting consumers down when corrupt businessmen are allowed to accrue debts through bad business practices and then use government legislation to write off their debts for them. There is something wrong with the IVA system when businessmen can continually and deliberately sell substandard goods and disregard the orders made by the Courts to innocent purchasers.

Editorial comment:

When you have a government as corrupt as ours, it's not entirely surprising to find they protect other crooks. Don't forget crooks have "Human Rights" - the rest of us don't!


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